Four-Bedroom Memphis Home Listed With Owner Financing: $239,000 With $20,000 Down

MEMPHIS, Tenn. - Rezul -- MEMPHIS, Tenn. – Dueño a Dueño, the bilingual Memphis marketplace that connects home buyers directly with property owners, today announced a new owner-financed listing: a four-bedroom, two-bathroom single-family home on Rolling Fields Dr. in the 38134 ZIP code. The home is priced at $239,000 with a $20,000 down payment and a listed monthly payment of $2,341.

Because the owner is selling directly through Dueño a Dueño, buyers work with the homeowner instead of a bank. There is no lender approval process and no middleman between buyer and seller.

Property Details

DetailInformation

Address   Rolling Fields Dr., Memphis, TN 38134

Price   $239,000

Down payment   $20,000

Monthly payment   $2,341

Bedrooms   4

Bathrooms   2 full

Living area   1,587 sq. ft.

Year built   1962

Property type   Single-family residence

Seller   Owner, through Dueño a Dueño

With four bedrooms and two full bathrooms, the home offers space for a growing family or for households that need a dedicated home office. The 1962 construction brings the character of a mid-century Memphis home.

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A Direct Route to Homeownership

Traditional mortgages can be difficult for buyers with steady income who do not fit a bank's approval criteria. Owner financing offers a different path: terms are set in conversation with the seller, communication is direct, and the process is often faster than going through a lender.

Dueño a Dueño operates in both English and Spanish, making the process accessible to Spanish-speaking and bilingual households throughout Memphis. The full listing, including a Spanish-language version, is available on the Dueño a Dueño website.

Guidance for Prospective Buyers

Dueño a Dueño encourages every buyer to take the following steps before making an offer:

• Confirm in writing whether the monthly payment includes property taxes and homeowners insurance.
• Review the loan term, interest rate, and any balloon payment.
• Order an independent inspection covering the roof, plumbing, electrical, HVAC, and foundation.
• Have the title checked and have an attorney review the agreement.
• Set aside a repair budget for the first year of ownership.

Availability and Tours

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The home is currently shown as "coming soon." Prospective buyers can view the latest availability, schedule a tour, or start an application through the listing page at ownertodueno.com, or call (901) 660-4100 with questions.

About Dueño a Dueño

Dueño a Dueño is a Memphis marketplace for owner-financed homes. It connects buyers and owners directly, without banks or middlemen, and serves its community in both English and Spanish. Homeowners can list their property directly on the platform.

Media Contact

Dueño a Dueño Phone: (901) 660-4100 Website: https://ownertodueno.com/